South Delhi Creator’s ₹2 Lakh Monthly Expense Breakdown

New Delhi, December 17, 2025: A candid and transparent look into the high-budget lifestyle of a South Delhi influencer has become a massive talking point online. Content creator Yukta Sethi, known by her Instagram handle @yuks.explores, recently shared a detailed breakdown of her November expenditure, revealing that her monthly outgoings totaled approximately ₹2 lakh. While the figure was described by the creator as “lower than usual,” the meticulous list of expenses has prompted a heated debate regarding income, privilege, and financial priorities in urban India.

Investments Emerge as the Top Priority

Contrary to popular stereotypes about South Delhi’s “luxury” spending, the largest chunk of Sethi’s budget was observed to be allocated toward future security. It was revealed in the viral clip that ₹70,000 was invested into Systematic Investment Plans (SIPs) during the month of November.

This detail was highlighted by many viewers as a sign of financial maturity, challenging the notion that affluent lifestyle creators prioritize consumption over saving. Sethi described these investments as a non-negotiable part of her financial structure, noting that they remain her primary category of expenditure regardless of her lifestyle choices.

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Travel, Shopping, and the “Matcha” Lifestyle

The remaining expenses provided a glimpse into the lifestyle costs associated with being a “South Delhi girl.” Travel expenses for November were reported at ₹23,900, a figure that was kept relatively low because reward points were utilized for bookings.

Shopping accounted for ₹25,000, which was justified by the creator as a reasonable spend given the Black Friday sales. Interestingly, her food and beverage habits also drew attention; while groceries and meals totaled ₹17,000, a specific ₹7,000 was spent on matcha and coffee. Sethi humorously labeled this her “favourite category,” praising the café culture in Mumbai—where she filmed the video—as being superior to that of Delhi.

Internet Reacts: Privilege vs. Transparency

The video has elicited a wide spectrum of reactions from the online community. While many users were impressed by her honesty and her commitment to high-value SIPs, others were quick to point out the stark contrast between her spending and the average Indian income.As the video continues to trend, it serves as a fascinating case study in how modern influencers manage their finances, proving that behind the polished aesthetic of “South Delhi” lies a calculated and often highly disciplined approach to wealth management.