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Dhurandhar Day 32: Ranveer Singh Epic Hits ₹1240 Crore Worldwide

Rashika Sharma
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Dhurandhar Day 32: Ranveer Singh Epic Hits ₹1240 Crore Worldwide

January 6, 2026 — Aditya Dhar’s espionage epic Dhurandhar has officially cemented its status as a historic blockbuster. Entering its 32nd day at the box office, the film continues to dominate despite the arrival of new releases, proving that the “Hamza Fever” is far from over.

Starring Ranveer Singh in what critics are calling a career-defining performance, the film has rewritten the record books for Hindi cinema, surpassing the lifetime collections of modern giants like Jawan and Pathaan.

Day 32: The Fifth Monday Hold

After a record-shattering fifth weekend where it collected over ₹13 crore on Sunday alone, Dhurandhar faced its first “normal” weekday drop on its 32nd day (Monday, Jan 5). Early estimates suggest the film earned approximately ₹4.50 crore net in India.

While this marks its lowest single-day haul to date, it is an extraordinary feat for a film in its fifth week. Most films struggle to stay in theaters by this point, yet Dhurandhar continues to play in nearly 4,000 shows nationwide with a steady occupancy of 11–14%.

With these numbers, Dhurandhar has become the first original Hindi film to cross the ₹800 crore mark at the domestic box office. It is now trailing only behind Aamir Khan’s Dangal in the all-time Hindi charts.

Why the Craze?

The film’s success is attributed to its “grounded and gritty” approach to the spy genre. Directed by Aditya Dhar (Uri: The Surgical Strike), the 214-minute long thriller features a stellar ensemble cast, including:

  • Akshaye Khanna: Praised for his terrifyingly calm portrayal of Rehman Dakait.
  • Sanjay Dutt & R. Madhavan: Adding immense gravitas to the high-stakes geopolitical drama.
  • Arjun Rampal: Delivering a sharp performance as the antagonist.

Audience word-of-mouth has been the primary driver. Despite its brutal action and long runtime, fans have returned for multiple viewings, particularly for the “red-screen” sequence and the atmospheric soundtrack by Shashwat Sachdev.

The Road Ahead: Dhurandhar 2

As the film inches closer to the ₹1250 crore worldwide mark, the industry is already looking toward the future. The film’s ending famously teased a sequel, and makers have confirmed that Dhurandhar Part 2 is slated for release on March 19, 2026.

Singapore Registered Car Spark Over Subsidized Fuel in Malaysia

Rahul Kaushik
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Singapore Registered Car Spark Over Subsidized Fuel in Malaysia

New Delhi, January 6, 2026: A formal investigation has been launched by Malaysian authorities following the emergence of a viral video involving a Singapore-registered vehicle. In the footage, which began circulating on January 3, 2026, a driver was observed refueling with RON95 petrol at a station in Kulai, Johor. It was reported that the vehicle’s license plate had been partially obscured or modified to mimic a Malaysian registration, an act allegedly intended to bypass the strict prohibition on foreign-registered cars purchasing subsidized fuel.

The Strict Ban on Subsidized RON95 for Foreigners

In Malaysia, the sale of subsidized RON95 petrol to foreign-registered vehicles is strictly prohibited by law. This fuel is heavily subsidized by the Malaysian government to alleviate the cost of living for its citizens. Foreign drivers, including those from Singapore, are required to purchase unsubsidized fuel, such as RON97 or specially priced unsubsidized RON95, which is significantly more expensive. The viral incident is being viewed as an attempt to “exploit” the national subsidy system, causing a surge of frustration among local residents and social media users.

Also Read: Hyderabad Woman Murdered in US over Financial Dispute

Ministry of Domestic Trade and Cost of Living Takes Action

The Ministry of Domestic Trade and Cost of Living (KPDN) has confirmed that the gas station involved is being investigated for a breach of the Control of Supplies Act 1961. It was stated by ministry officials that gas station operators have a legal responsibility to ensure that subsidized fuel is not sold to foreign vehicles. Failure to enforce these regulations can result in heavy fines, the suspension of business licenses, or even imprisonment for the operators. The driver of the Singaporean car is also being sought for questioning regarding the alleged plate tampering.

Public Backlash and the Call for Stricter Enforcement

The video has sparked a fierce debate online, with many Malaysians calling for more stringent monitoring at gas stations near the border. It was noted by observers that “fuel theft” by foreign visitors is a recurring issue that places an unnecessary burden on the Malaysian taxpayers. Some netizens have suggested the implementation of digital verification systems or license plate recognition technology at petrol pumps to automatically block foreign cars from accessing subsidized nozzles. The incident has intensified the scrutiny on cross-border travel ethics and the need for travelers to respect local laws.

Consequences of Subsidy Abuse in 2026

As the investigation continues, authorities have reiterated that no compromise will be made regarding the protection of national subsidies. It was emphasized that foreign visitors are welcome in Malaysia but must adhere to the regulations governing the use of local resources. This case is being treated as a high-priority matter to deter others from attempting similar tactics. For the driver involved, the “cheap fuel” could potentially lead to significant legal trouble and a ban from entering the country in the future, as the Malaysian government seeks to send a clear message against subsidy abuse.

Hyderabad Woman Murdered in US over Financial Dispute

Rahul Kaushik
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Hyderabad Woman Murdered in US over Financial Dispute

New Delhi, january 06, 2026: In a tragic incident that has sparked outrage across the Indian community, 27-year-old Nikitha Rao Godishala, a data analyst from Hyderabad, was found murdered in an apartment in Columbia, Maryland, USA. The prime suspect, Arjun Sharma (26), allegedly reported her missing to the police before fleeing to India to evade arrest.

The Tragic New Year’s Eve

Nikitha, a successful professional who had recently received an “All-In Award” from her employer, Vheda Health, was last seen on December 31, 2025. According to police investigations, she was allegedly killed shortly after 7:00 PM that evening.

Investigators discovered her body on January 3, 2026, bearing multiple stab wounds, hidden inside Sharma’s apartment in the 10100 block of Twin Rivers Road.

Financial Dispute: A Deadly Motive?

While some initial reports labeled Sharma as Nikitha’s ex-boyfriend, her father, Anand Godishala, has clarified that Sharma was a former roommate who had lived with Nikitha and two others. The family alleges a deep financial dispute led to the murder:

  • The Loan: Family members claim Nikitha and her cousin, Saraswati, had lent Sharma roughly $4,500 (approx. ₹3.75 lakh).
  • The Request for Repayment: On New Year’s Eve, Nikitha reportedly went to Sharma’s apartment to collect the remaining $1,000 he owed.
  • Refusal of Further Help: On January 2, even after the alleged murder, Sharma reportedly contacted the cousin asking for another $1,000, which she refused.
  • Unauthorized Transactions: The family further alleges that Sharma made unauthorized withdrawals of approximately $3,500 from Nikitha’s bank account before escaping the country.

The Suspect’s Deceptive Escape

In a cold and calculated move, Sharma reportedly filed a missing person’s report with the Howard County Police on January 2, claiming he hadn’t seen Nikitha since New Year’s Eve.

Using the time bought by this deception, he boarded a flight from Dulles International Airport. Reports indicate he arrived in India on January 4, citing a “hand injury” as his reason for travel. However, the law caught up with him quickly; following coordination between U.S. federal agencies and Indian authorities, Sharma was reportedly arrested by Interpol in Tamil Nadu on January 5.

Are You a ‘Bad Traveler’ for Stacking Security Bins?

Rahul Kaushik
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Are You a ‘Bad Traveler’ for Stacking Security Bins?

New Delhi, January 6, 2026: A heated discussion has been ignited across social media regarding one of the most common sights at airport security: the stacking of empty plastic bins. In early January 2026, a series of viral videos on TikTok and Instagram showed travelers fastidiously organizing their trays after clearing the X-ray machines, leading to a split in public opinion. While some view the act as a hallmark of a “civilized traveler,” others argue that unsolicited help can actually disrupt the sophisticated flow of modern security checkpoints.

The Argument for the Proactive Passenger

For many frequent flyers, the stacking of bins is seen as a basic courtesy that keeps the terminal running smoothly. It is often argued that leaving empty trays scattered across the conveyor belt—a habit recently dubbed “belt bumping”—creates unnecessary bottlenecks for those waiting behind. Proponents of stacking suggest that it reduces the physical burden on security staff and keeps the “re-packing” area uncluttered. In many busy hubs, travelers who take the extra five seconds to “bus” their own trays are frequently thanked by officers for their situational awareness.

Also Read: Hotpot Chain Vows to Sue After Viral Dog Dining Video

When Being Helpful Becomes a Hindrance

However, the reality of modern airport infrastructure means that stacking is not always the “right” thing to do. Many major airports in 2026 have transitioned to Automated Screening Lanes (ASL), which are designed with built-in sensors and motorized return systems. It has been noted by security experts that manual stacking in these lanes can actually cause “micro-jams,” forcing the system to halt until a human operator can manually separate the bins. Travelers have reported being reprimanded by staff for trying to help, as the automation is specifically calibrated to handle individual, unstacked units.

The “Germ Magnet” Dilemma

Beyond the mechanical debate, a significant segment of the traveling public refuses to touch the bins more than necessary for health reasons. Scientific studies have consistently identified security trays as some of the most germ-laden surfaces in any airport, often harboring more bacteria than public restrooms. It is stated by hygiene advocates that the act of stacking requires more physical contact with these contaminated surfaces. For many, the choice to walk away is not driven by laziness, but by a desire to reach for hand sanitizer as quickly as possible.

The Verdict on Travel Etiquette

Ultimately, whether you are a “good” or “bad” traveler depends entirely on the specific environment of the checkpoint. The best approach is said to be “observational flexibility”—looking for signage or watching the behavior of the staff. If a designated rack is visible and others are stacking, the gesture is likely appreciated. If the bins are being sucked into a slot at the end of the belt, manual intervention should be avoided. As travel volumes continue to hit record highs in 2026, the true mark of a great traveler is staying aware of the system’s needs rather than following a one-size-fits-all rule.

Hotpot Chain Vows to Sue After Viral Dog Dining Video

Rahul Kaushik
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Hotpot Chain Vows to Sue After Viral Dog Dining Video

New Delhi, January 6, 2026: A prominent Beijing-style hotpot restaurant, Nanmen Hotpot, has announced its intention to take legal action against a customer following a widely circulated viral video. In the footage, which was recorded at a Beijing outlet on December 16, 2025, a woman was observed allowing her pet dog to sit at the dining table and eat mutton rolls directly from a restaurant plate. The video, which was reportedly uploaded by the dog owner herself, has sparked immense public backlash over hygiene standards and pet-owner etiquette in public dining spaces.

Outrage Over “Awesome” Canine Behavior

The controversy was fueled by the woman’s commentary within the clip, where she was heard laughing and praising her pet for emptying the dish. It was remarked by the woman that she “did not even know what the mutton rolls tasted like” because the dog had consumed them all, subsequently describing the animal’s behavior as “awesome.” The video was quickly met with condemnation from online observers, many of whom expressed concerns regarding the transmission of harmful germs and the lack of discipline exhibited by pet-loving diners.

Also Read: Cast Member Injured by 400-Pound Boulder in Indiana Jones Show

Restaurant Response and Operational Impact

Following the spread of the footage on January 4, 2026, a formal apology was issued by Nanmen Hotpot for the “discomfort and concern” caused to other patrons. It was announced by the management that the affected branch was temporarily closed for three days to facilitate a deep sterilization process. Furthermore, all plates and utensils within the outlet were reportedly replaced to ensure the safety of future diners. The restaurant has also pledged to provide full refunds and compensation to all customers who dined at the specific store between December 16 and 18.

The Legal Path Toward Accountability

The establishment has vowed to hold the woman legally responsible for the damages caused to its brand reputation and the financial losses incurred during the closure. It was confirmed by the restaurant staff that the police have been contacted to assist in identifying the individual. Legal scholars in China have noted that while the pet market is growing, regulations in cities like Beijing generally prohibit dogs from entering indoor dining areas. The restaurant’s right to seek compensation for “property damage” and “reputation infringement” is being supported by many who advocate for stricter enforcement of public health codes.

A Growing Tension Between Pet Owners and Diners

This incident has reignited a fierce debate across Chinese social media regarding the limits of “pet-friendly” environments. While more animal-friendly facilities are appearing in urban centers, it has been argued that such spaces are fundamentally undermined when pet owners fail to control their animals. The Nanmen Hotpot case is being compared to recent high-profile lawsuits where significant damages were awarded against individuals for unhygienic pranks in restaurants. As of January 6, 2026, the video remains a focal point for those calling for a clear distinction between domestic affection and public responsibility.

Cast Member Injured by 400-Pound Boulder in Indiana Jones Show

Rahul Kaushik
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Cast Member Injured by 400-Pound Boulder in Indiana Jones Show

New Delhi, January 6, 2026: A dramatic incident has unfolded at Walt Disney World’s Hollywood Studios during the iconic “Indiana Jones Epic Stunt Spectacular.” On December 30, 2025, a veteran cast member was struck by a massive 400-pound prop boulder after it reportedly malfunctioned and veered off its designated track. According to eyewitness accounts and viral footage shared on January 1, 2026, the worker realized the runaway prop was heading toward a section of the audience and physically intervened to halt its momentum.

The Malfunction and the Heroic Response

The opening scene of the show, which famously features a giant boulder rolling toward the protagonist, took a dangerous turn when the mechanism failed. Instead of coming to its usual controlled stop, the boulder continued to roll toward the guest seating area. In a selfless act of bravery, the cast member was seen rushing into the path of the prop to deflect it. While the boulder was successfully stopped before reaching the audience, the impact resulted in significant injuries to the worker, who was immediately attended to by on-site emergency medical teams.

Also Read: Muslim Woman Allegedly Threatened Over Hijab at Virar D-Mart

Viral Footage and Global Praise

The incident was captured by several guests and was subsequently posted on social media platforms, where it has quickly amassed millions of views. The worker, whose identity is being kept private by the family at this time, has been hailed as a “real-life hero” by those in attendance. It was remarked by many commenters that the worker’s quick thinking likely prevented a catastrophic injury to guests, including children who were seated in the front rows. The video has sparked a global conversation about the bravery and dedication of theme park employees.

Disney’s Official Response and Safety Probe

Following the accident, the show was temporarily suspended, and the theater was cleared. A spokesperson for Walt Disney World confirmed that the cast member was transported to a local hospital for further treatment and is currently in stable condition. It was stated by the company that a comprehensive internal investigation has been launched to determine the cause of the mechanical failure. Disney has emphasized that the safety of its guests and cast members is its highest priority and that the “Indiana Jones” attraction will remain closed until all safety protocols are thoroughly re-evaluated.

Ongoing Discussion on Stunt Show Risks

As 2026 begins, the incident serves as a somber reminder of the inherent risks involved in live stunt performances. While the “Indiana Jones” show has operated for decades with high safety standards, mechanical wear and tear are constant challenges for such large-scale productions. It has been noted by industry experts that this event may lead to new industry-wide standards for prop containment and fail-safe mechanisms in live entertainment. For now, the focus remains on the recovery of the heroic cast member who put their own safety on the line to protect the Disney magic for others.

Everything You Need to Know About the Stranger Things 5 Finale

Rashika Sharma
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Everything You Need to Know About the Stranger Things 5 Finale

New Delhi, january 06, 2026: The long wait is finally over, and the gate to the Upside Down has been sealed once and for all. As of January 2026, Netflix has officially concluded its flagship series, Stranger Things, with a high-stakes fifth season that left fans both breathless and emotional.

If you’re catching up or looking for a recap of the release, here is the latest update on the final chapter of the Hawkins saga.

A Three-Part Epic Conclusion

In a departure from its usual binge-model, Netflix released Season 5 in three distinct “volumes” throughout the 2025 holiday season. This staggered release allowed the massive, feature-length episodes to dominate the cultural conversation for over a month.

  • Volume 1 (Nov 26, 2025): The first four episodes dropped just before Thanksgiving, picking up in 1987 with Hawkins under military quarantine.
  • Volume 2 (Dec 25, 2025): Three more episodes arrived on Christmas Day, focusing on the rescue of the “kidnapped 12” and the group’s final stand against Vecna.
  • The Series Finale (Dec 31, 2025): The final episode, titled “The Rightside Up,” premiered on New Year’s Eve. Clocking in at over two hours, it served as a cinematic farewell to the characters we’ve followed for a decade.

What’s Next: “One Last Adventure”

While the story of Eleven and her friends has reached its narrative conclusion, Netflix isn’t quite done with the franchise. On January 5, 2026, the streaming giant announced a brand-new behind-the-scenes documentary titled “One Last Adventure: The Making of Stranger Things 5.” Directed by Martina Radwan, the documentary is scheduled to premiere on January 12, 2026. It promises a “front-row seat” to the emotional final table reads and the grueling year-long production process. The Duffer Brothers have noted that the film was heavily inspired by the famous Lord of the Rings documentaries, aiming to show the “nuts and bolts” of how they brought the Upside Down to life one last time.

Final Thoughts

Though fans are currently debating “Episode 9” conspiracy theories and the bittersweet nature of the ending, the consensus is clear: Stranger Things 5 succeeded in “landing the plane.” With its 18-month time jump and touching flashbacks, it provided the closure a generation of viewers needed.

Muslim Woman Allegedly Threatened Over Hijab at Virar D-Mart

Rahul Kaushik
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Muslim Woman Allegedly Threatened Over Hijab at Virar D-Mart

New Delhi, January 6, 2026: A disturbing incident involving the alleged harassment of a Muslim woman has been reported from a D-Mart outlet in Virar, Mumbai. On January 4, 2026, a video began circulating widely on social media platforms, showing a heated exchange between a woman wearing a hijab and an unidentified individual. It was alleged by the woman and her family that she was targeted and threatened specifically because of her religious attire, leading to a wave of indignation among netizens and local community leaders.

Claims of Verbal Abuse and Intimidation

In the viral footage, the woman was observed asserting her right to shop without facing discrimination, while a group of people gathered around. According to reports, the confrontation was sparked when derogatory remarks were allegedly directed at the woman regarding her hijab. The situation was seen to escalate as threats were reportedly made against the couple, with the woman’s husband also becoming a target of verbal abuse. The couple has further alleged that when they sought assistance, the response from those present was insufficient to de-escalate the intimidation they felt.

Also Read: IDF Soldier Faces Probe After Viral Gaza Firing Video

Allegations Against Local Authorities and Store Management

Serious allegations have also been leveled against the local police and the store management regarding their handling of the situation. It was claimed by the victims that the police response was biased and that their grievances were not adequately addressed at the scene. In the viral video, the couple can be heard expressing their frustration over the perceived lack of protection and the hostile environment within the retail space. This has led to calls for a thorough investigation into the conduct of the staff and the law enforcement officers who responded to the call.

Social Media Outbreak and Calls for Boycott

The incident has triggered a massive storm on social media, with the hashtag #BoycottDMart trending as users expressed their solidarity with the woman. It was remarked by many digital activists that such incidents of communal profiling are becoming alarmingly frequent in public spaces. The video has been shared by several prominent influencers and community organizations, demanding accountability and an official apology from the retail chain. Many have argued that private businesses must ensure a safe and inclusive environment for all customers, regardless of their religious identity.

Demand for Justice and Community Safety

As of January 6, 2026, the Mira-Bhayandar, Vasai-Virar (MBVV) Police are reportedly reviewing the footage and the statements provided by the involved parties. While no formal arrest has been confirmed yet, the pressure on the authorities to take strict action is mounting. This incident serves as a somber reminder of the challenges faced by minority communities in navigating daily life. The demand for justice remains high, as the community seeks assurance that such acts of intimidation will not be tolerated in a cosmopolitan city like Mumbai.

IDF Soldier Faces Probe After Viral Gaza Firing Video

Rahul Kaushik
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IDF Soldier Faces Probe After Viral Gaza Firing Video

New Delhi, January 6, 2026: A significant internal investigation has been launched by the Israel Defense Forces (IDF) following the emergence of a viral video involving a soldier from the Golani Brigade. On January 5, 2026, military officials confirmed that the soldier, who was seen firing a volley of bullets toward the Gaza Strip, would face disciplinary consequences. The footage, which was reportedly filmed on December 26, 2025, depicts the serviceman discharging his weapon near the border fence in a manner that was described by the military as “entirely unprofessional” and “contrary to operational standing orders.”

A “Celebratory” Act Devoid of Tactical Necessity

In the widely circulated clip, the soldier was observed firing a heavy machine gun toward the Palestinian enclave, allegedly as a “celebratory gesture” in honor of the New Year. It was noted by observers that the individual was not wearing a helmet or a ballistic vest, indicating that he was not engaged in any active combat or operational activity at the time of the recording. The video was originally uploaded by the soldier himself to his social media “story” before being picked up and disseminated by global news outlets and activist groups, racking up millions of views within hours.

Also Read: Bazel International Stock Hits Upper Circuit as Bonus Issue Excitement Builds

IDF Denounces Breach of Discipline and Safety

The incident has been formally condemned by the IDF spokesperson, who stated that the soldier’s actions “do not comply with the values of the military.” It was emphasized that the firing was carried out in an indiscriminate manner and represented a serious breach of discipline. The military has asserted that such behavior endangers both the forces on the ground and the sensitive security situation at the border. According to the official statement, the incident “will be thoroughly investigated,” and appropriate measures will be taken based on the findings of the military court-martial.

A Pattern of Relaxed Military Conduct Under Scrutiny

This latest controversy follows a series of similar disciplinary lapses that have plagued the military throughout the ongoing conflict in the region. It was recalled that in March 2025, a platoon of reservists was pulled out of Gaza after a video showed them firing weapons during a religious reading on Purim. Critics and human rights monitors have argued that these recurring “social media stunts” reflect a broader loosening of discipline within certain units. The IDF has faced mounting pressure to address “operational fatigue” and ensure that troops adhere strictly to international humanitarian law and internal regulations.

Consequences and the Road to Accountability

As of January 6, 2026, the soldier involved remains under investigation, and his operational duties have been suspended. The IDF has reiterated that the documenting of unauthorized activities on social media is strictly prohibited and carries severe penalties. This case is being viewed as a litmus test for the military’s commitment to self-regulation, as the international community continues to monitor the conduct of Israeli forces in the Gaza theater. The findings of the probe are expected to be released in the coming weeks, potentially leading to detention or discharge for the soldier in question.

Bazel International Stock Hits Upper Circuit as Bonus Issue Excitement Builds

Rahul Kaushik
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0
Bazel International Stock Hits Upper Circuit as Bonus Issue Excitement Builds

New Delhi | January 6, 2026 – Bazel International Ltd, a micro-cap Non-Banking Financial Company (NBFC), has recently captured the spotlight on the Bombay Stock Exchange (BSE). The company’s shares have witnessed significant volatility and “upper circuit” hits—a scenario where a stock’s price jumps to its maximum allowable daily limit, temporarily halting further trading.

This surge follows a major corporate announcement that has sparked intense interest among retail investors and market observers alike.

The Catalyst: Bonus Share Announcement

The primary driver behind the recent bullish momentum is the company’s decision to explore a bonus issue of equity shares. On December 26, 2025, the Board of Directors met to consider and recommend the issuance of bonus shares to existing shareholders.

A bonus issue is generally viewed as a positive signal by the market. It suggests that the company’s management is confident in its reserves and future growth prospects. For investors, while the total value of their holding remains the same, the increased number of shares improves liquidity and makes the stock more accessible to a wider pool of retail participants.

Market Performance and Circuit Action

During recent sessions, Bazel International (BSE: 539946) has frequently touched its upper circuit limits. On one notable trading day, the stock skyrocketed nearly 20% to hit a high of ₹76.80. As of early January 2026, the stock has been trading in the range of ₹69 to ₹73, fluctuating near its 52-week high of ₹104.87.

The stock’s movement is particularly striking given its small market capitalization of approximately ₹26.60 crore. In such micro-cap stocks, even moderate buying pressure can trigger circuit limits due to lower trading volumes compared to blue-chip companies.

Financial Health and Business Profile

Incorporated in 1982, Bazel International specializes in:

  • Financial Services: Providing credit facilities and business loans.
  • Investment Activities: Trading in shares and managing working capital requirements for individuals and corporate clients.
  • Virtual CFO Services: Assisting businesses with professional financial management.

For the most recent quarter (Q2 FY26), the company reported a revenue of ₹1.14 crore, marking a 37% year-on-year growth. However, net profit for the same period stood at ₹31 lakh, showing a decline compared to the previous year. Despite the profit dip, the stock has stayed buoyant, largely driven by the “Bonus Issue” sentiment.

Investor Outlook: Caution vs. Opportunity

While the bonus issue has created a wave of optimism, analysts advise caution. The company has a very low promoter holding (around 0.11%), meaning the vast majority of shares are held by the public. High retail participation often leads to increased price volatility.

Investors should monitor upcoming regulatory approvals for the bonus issue and keep an eye on the company’s ability to maintain its operating margins in a competitive NBFC sector.

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