SBI CBO Cut-Off 2025: Analyzing Previous Years’ Trends and Factors

New Delhi, November 20, 2025: The State Bank of India (SBI) Circle Based Officer (CBO) examination is a highly competitive recruitment drive, and the cut-off marks serve as the critical gateway for candidates moving to the subsequent selection stages. While the official SBI CBO 2025 cut-off marks will only be announced after the completion of the entire recruitment process, an analysis of the previous years’ cut-off trends is invaluable for aspirants to set their target scores and gauge the level of competition.

Understanding the SBI CBO Selection Process

The SBI CBO selection process typically involves three distinct stages, each with its own qualifying criteria or cut-off marks:

1. Online Examination: This includes an Objective Test (120 marks) and a Descriptive Test (50 marks), totaling 170 marks. Candidates must clear the minimum qualifying marks in this combined stage to be shortlisted for the next phase.
2. Interview: The Interview round carries 50 marks, and candidates must secure the minimum qualifying marks specified for this stage.
3. Final Merit List: The final cut-off is calculated by normalizing the marks from the Online Test and the Interview, usually with a weightage of 75% for the Online Test and 25% for the Interview, to arrive at a score out of 100.

The cut-off is released category-wise (General, OBC, SC, ST, EWS, etc.) and also often zone-wise or circle-wise, which adds another layer of complexity for aspirants.

📊 Category-Wise Previous Years’ Cut-Off Marks (A Comparative Analysis)

Reviewing the historical data for the Online Examination and Final Cut-Off gives a clear picture of the competitive landscape.

SBI CBO Previous Year Cut-Off for Online Exam (Out of 170)

Category	2021 Cut-Off	2022 Cut-Off (Jaipur/Highest Zone)
General	79	68
OBC	76	65
EWS	60	60
SC	69	55.5
ST	65	58

Note: The 2022 Online Exam cut-off was released circle-wise, with marks differing significantly across zones like Bhopal, Hyderabad, Jaipur, Mumbai, and Kolkata. The figures above show the highest cut-off from the listed zones for comparative analysis.

SBI CBO Previous Year Final Cut-Off (Normalized to 100)

Category	2021 Cut-Off	2022 Cut-Off (Jaipur/Highest Zone)
General	58.68	57.94
OBC	53.53	52.62
EWS	46.24	42.21
SC	51.44	49.32
ST	44.44	50.81

Note: The final cut-off is the score out of 100 after combining the weighted scores of the Online Exam and the Interview. This also varies significantly by zone.

Key Factors Influencing the SBI CBO Cut-Off

The minimum qualifying marks for the SBI CBO exam are not static. They are determined by several major variables, which aspirants must keep in mind:

• Total Number of Vacancies: A higher number of vacancies generally leads to a lower cut-off, as more candidates can be selected. Conversely, fewer seats drive the competition and the cut-off marks higher.
• Difficulty Level of the Exam: If the online test is perceived as more challenging, the average scores of candidates will be lower, consequently leading to a reduction in the cut-off. An easier paper has the opposite effect.
• Total Number of Candidates: A greater number of candidates appearing for the exam increases the overall competition, which can push the cut-off marks upward.
• Reservation Policies: Government-mandated reservation policies ensure that the cut-off marks for reserved categories (SC, ST, OBC, EWS, PwBD) are lower than those for the General category.
• Normalization Process: Since the exam may be conducted in multiple shifts, the normalization of scores is applied to ensure fairness across shifts of varying difficulty levels, which can impact the final raw scores and, subsequently, the cut-off.

Also read: PSSSB Group D Recruitment 2025: Notification Out for 331 Posts

How to Check the SBI CBO Cut-Off PDF

Once officially released, candidates can download the category-wise and circle-wise cut-off marks in PDF format from the official State Bank of India website.

1. Visit the Official SBI Portal: Go to the official website of the State Bank of India (sbi.co.in).
2. Navigate to Careers: Look for and click on the ‘Careers’ section, usually located at the bottom of the homepage.
3. Find the Recruitment Link: Under the ‘Latest Announcements,’ find the link for the SBI CBO Recruitment of the relevant year.
4. Download the Cut-Off PDF: Click on the link titled ‘Final Cut Off Marks’ or similar. The PDF document detailing the category-wise and circle-wise cut-off marks will open for download.

Candidates are strongly advised to refer only to the official link on the SBI website for the confirmed cut-off marks.